Make America Rich As F░░░

LET'S GET YOU AN AFFORDABLE FUCKIN' MANSION

Surprise: crazy expensive housing in the USA today is not because of greedy builders or avocado toast. In most of America it's literally illegal to build anything but one big house per lot. Your parents made it illegal to build new housing so their house prices would go up, screwing you and your kids. Let's fix!

+237%

Home prices since 2000

+137%

Your paycheck since 2000

Make it legal to build homes again

Let's obliterate NIMBYs, literally mulch them up into dust. Destroy red tape, eliminate friction to housing starts, and build, build, build, baby. Allow townhomes and apartments near jobs. Scrap parking mandates and giant lot sizes. An increase in housing supply anywhere means less upward price pressure EVERYWHERE!

Impact: MassiveWho: States, cities + Congress

See the proof

How you're getting screwed

Zoning bans apartments and townhomes on most residential land, demands huge lots and parking, and lets a few neighbors block new homes for years.

The fix

The Japanese figured this shit out. Get rid of 'single family only' zoning so neighborhoods can't block apartments from being built across town. Legalize duplexes, townhomes and apartments "by right" near jobs and transit.
Fucking jettison the expensive 'Environmental Review' bullshit that NIMBYs abuse to make it too expensive to start building housing.
End parking minimums and giant minimum lot sizes. This is stupid.
Reward cities that build with federal infrastructure and housing money. Since zoning is a state and local power, we can rip funding away from the NIMBY zoning boards that are screwing you by taking away the free money their cities and states get from your tax dollars.

Example Rent growth, 2017–2022

Minneapolis (built 12% more homes)

+1%

Rest of Minnesota (only built 4% more)

+14%

Source: Pew Charitable Trusts, 2024

−16%

Austin median rent, Dec 2021 → Jan 2026, after adding 120,000 homes

$1,700

Saved per year by the typical Minneapolis renter

Sources

Tax the land, not the house

Your property tax punishes you for building. Add a bedroom, a backyard cottage or an apartment building and your bill jumps, while the guy sitting on an empty lot downtown waiting for prices to rise pays almost nothing. Flip it: cut the tax on buildings, raise it on land. Same total revenue. Build something and you aren't punished. Hoard a vacant lot and it costs you.

Impact: Medium, local, compoundsWho: States enable it, cities adopt it, feds can fund it

See the proof

How you're getting screwed

A normal property tax hits land and buildings at the same rate, so improving property is taxed and sitting on it is cheap. Surface parking and vacant lots in hot neighborhoods sit idle for years because holding them costs so little. And the assessments are tilted against you: nationwide, the cheapest homes are assessed at about twice the rate of the most expensive ones.

The fix (doable in one term)

States: pass a law letting any city choose a "split-rate" property tax, with land taxed at a higher rate than buildings, revenue-neutral. Virginia and Kentucky did exactly this in 2026. Pennsylvania cities have been allowed to for decades.
Cities: phase it in over 3 to 5 years, with a homestead protection so long-time homeowners on big lots don't get a sudden spike. Detroit's plan would cut the rate on buildings from 2% to 0.6% and make up the difference with a higher land rate.
Fix assessments first: value land and buildings separately, with modern methods, and publish them. Cook County's assessment overhaul alone shifted $1.9 billion in taxes off lower- and middle-value homes.
Federal: no new federal tax and no constitutional amendment. Congress and HUD can pay for assessment upgrades and give extra points in competitive housing grants to places that adopt it.

Honest caveats: the effect is real but gradual, not overnight. Bad assessments sink it: Pittsburgh used a split rate for decades and repealed it in 2001 after a botched reassessment. A few state constitutions require uniform tax rates and would need a fix first.

+2–5 pts

Extra growth in housing units per decade in Pennsylvania places with a split-rate tax

2×

Assessment rate on the cheapest homes vs. the most expensive, nationwide

5×

Pittsburgh's land rate vs. its building rate after 1979. Construction rose while comparable Rust Belt cities fell (other factors helped too)

2026

Year Virginia and Kentucky passed laws letting their cities do this

Sources

LET'S MAKE your HEALTHCARE CHEAP AND BADASS!

Half of the country wants socialized medicine while the other half calls it communism. Our current system sucks because it's pretty much the worst of everything. Let's blast it apart, give you your own money back instead of paying crazy amounts to an insurance company, and bring cost transparency through to bring prices down NOW and make your life better.

$26,993

Average family health insurance premium, per year (2025)

1.9×

What we spend per person vs. other rich countries (2024)

We artificially limit the supply of doctors, this is stupid and we are going to stop doing it

We need to fund way more residency slots, fast-track badass foreign doctors to incentivize them to move here (literally this is free, why aren't we doing this), and let nurse practitioners do more. Shorter waits, smaller bills.

Impact: High, grows over timeWho: Congress + states

See the proof

How you're getting screwed

Since 1997, Congress has capped the number of residency slots Medicare funds. Fewer doctors means longer waits and higher prices.

The fix

Lift the 1997 cap on Medicare-funded residency slots. Congress has added only 1,200 since (in 2021 and 2023).
States: copy Tennessee's 2023 law that lets experienced foreign-trained doctors get licensed without redoing residency.
Let nurse practitioners and pharmacists handle more routine care.

Health spending per person, per year

United States

$14,775

Peer rich countries

$7,860

Source: Peterson-KFF Health System Tracker, 2024 data (published 2026)

86,000

Doctor shortage by 2036 (high-end estimate)

1997

Year Congress froze Medicare-funded residency slots

Sources

Break up hospital monopolies

Your city probably only has a couple options because of these dumbass mega mergers that fleece you due to a lack of competition. Block mergers that leave one hospital system in town, and stop letting existing hospitals veto new competitors.

Impact: HighWho: FTC + states

See the proof

How you're getting screwed

When one hospital system owns the town, it charges insurers more, and you pay it back in premiums. In many states, "certificate of need" laws let existing hospitals block new clinics.

The fix

FTC: block hospital mergers that create local monopolies.
States: repeal certificate of need laws.
Enforce price transparency so you can see what care costs before you get it.

+12%

Higher prices at monopoly hospitals vs. areas with 4+ competitors

+293%

Hospital prices since 2000

Sources

Stop paying for bloated insurance. Keep the cash.

The tax code gives your company an unlimited tax break for whatever health plan it buys, so companies buy the fattest, most expensive plans and you pay for it with smaller raises. Cap that break and let the money flow to you instead: a leaner plan that covers the big stuff, plus a health savings account that's yours for life, tax-free, and goes with you when you change jobs. Richer people than you already do this (look up 'concierge doctor'). Let's put your healthcare in your own damn hands.

Impact: HighWho: Congress

See the proof

How you're getting screwed

The money your company pays for your insurance is your pay. When premiums go up, about two-thirds of the increase comes straight out of your paycheck. Because that money is only tax-free if it's spent on insurance, with no limit, employers pile it into rich plans instead of raises. It's the biggest tax break in the whole tax code: about $296 billion this year in income tax alone. Congress tried to rein it in with the 2010 "Cadillac tax," then delayed it for years and repealed it in 2019 before it ever took effect.

The fix (doable in one term)

Cap the tax break at the 75th percentile of premiums, so only the most expensive quarter of plans stop getting an unlimited subsidy. The Congressional Budget Office scores a cap like this at about $534 billion over 10 years.
Hand the savings to workers: let employers deposit the difference straight into your HSA, tax-free, and raise the HSA contribution limits.
Let anyone open an HSA, whatever insurance they have. Build on the 2025 law, which opened HSAs to bronze and catastrophic marketplace plans and allowed direct primary care memberships.
Keep the protections: free preventive care, out-of-pocket maximums, and coverage for pre-existing conditions all stay.

Honest caveats: high deductibles cut health spending about 12%, but mostly because people use less care, including some they needed, not because they shop for better prices. That's why this works best with employers seeding the HSA, so the deductible doesn't scare anyone off a doctor visit, and with real price tags (next card).

Average family plan, total cost per year (2025)

Typical PPO

$28,272

HSA-eligible plan

$25,379

Source: KFF Employer Health Benefits Survey, 2025

$2,893

Freed up every year when a family moves from a typical PPO to an HSA-eligible plan

2/3

Share of a premium increase that comes out of your wages

$296B

Income tax break for employer health plans in 2026, the largest in the tax code

$150/mo

Direct primary care fee you can now pay from an HSA (2026)

Sources

Put a price tag on everything

You can't shop for something when nobody will tell you the price. Make every hospital, clinic, lab and imaging center post the real, all-in price before you get care, and make that posted price the most they're allowed to bill you. When prices are out in the open, the cheap places win customers and the expensive ones have to come down. That helps you even if you never look.

Impact: Medium, grows over timeWho: Congress, Medicare, states

See the proof

How you're getting screwed

The same MRI can cost several times more at one place than another in the same town, and you find out weeks later in the mail. Hospitals have been required to post prices since 2021, but many post incomplete or unusable files, and enforcement is weak: Medicare sent warning letters to 519 hospitals in 2026 and fined just one.

The fix (doable in one term)

Pass the Lower Costs, More Transparency Act, which the House Energy and Commerce Committee approved 45–0 in July 2026. It writes the price rules into law, extends them to surgery centers, labs and imaging centers, and makes insurers post what they pay.
Make the posted price binding: if you're billed more than the posted price, you owe only the posted price, and a provider that doesn't post can't send your bill to collections.
Real fines that scale with hospital revenue. Today's maximum is $5,500 a day, even for the biggest systems.
Reward shopping: for planned care like knee replacements, scans and lab tests, plans pay up to a fair "reference price" and share the savings with you when you pick a cheaper provider.

Honest caveats: most people never use price tools. When two big employers offered one, only 10% of workers tried it, and spending didn't fall. The gains come from the patients who do shop, from plans that steer them, and from providers cutting prices so they're not the outlier. Posting what insurers pay could in theory let cheap hospitals raise prices to match. So far, the best evidence (the Netherlands) shows price gaps shrinking without average prices rising.

−5%

Imaging costs for patients after New Hampshire put prices online. Prices fell even for people who never used the site

−13%

What patients who checked prices first paid for MRIs and CT scans (−14% for lab tests)

−20%+

Hip and knee replacement prices after California's public-employee plan (CalPERS) set a reference price

−29%

Shrinking price gaps between Dutch hospitals for the same service after prices went public, with no extra rise in average prices

Sources

Same checkup, same price

When a hospital buys your doctor's office, the exact same visit with the exact same doctor suddenly costs more, because Medicare pays hospital-owned clinics an extra "facility fee." That rewards hospitals for buying up independent doctors, which kills competition too. Pay the same price for the same service, no matter who owns the building.

Impact: Medium, fastWho: Congress + Medicare, states for private plans

See the proof

How you're getting screwed

Medicare pays hospital outpatient departments more than independent offices for the same routine visits, scans and drug infusions, and private insurers usually follow. So hospitals buy practices, rename them "outpatient departments," and add a facility fee to your bill for the same doctor in the same room. Seniors pay 20% of that bigger bill out of their own pockets.

The fix (doable in one term)

Congress: pay the same rate for the same service at hospital outpatient departments, on campus and off, for routine visits, imaging and drug infusions.
Medicare already started, with clinic visits at off-campus departments in 2019 and small expansions since. Finish the job.
States: ban facility fees on routine office visits in private plans, and require any facility fee to be shown up front.

$157B

Medicare savings over 10 years from same-price rules at all hospital outpatient departments (CBO, 2024)

20%

Share of the bill seniors pay themselves, so a smaller bill saves them cash directly

Sources

Take a hatchet to drug prices

The cheapest, safest pills in America shouldn't need a permission slip and a $150 doctor visit. Approve generics and biosimilars faster, fast-track drugs already approved in Europe, Canada and Japan, stop drugmakers from gaming patents to block cheaper copies, and move safe, decades-old drugs over the counter or let your pharmacist handle them. Metformin, beta blockers and statins cost pennies a pill. The gatekeeping is what costs you.

Impact: High, mostly fastWho: FDA, FTC, Congress, states

See the proof

How you're getting screwed

A drug only gets truly cheap once several companies make it: one generic cuts the price about 39%, six or more cut it over 95%. Drugmakers delay that day by stacking up patents. Novo Nordisk has filed at least 49 on semaglutide (Ozempic and Wegovy), and just listing a patent with the FDA can block a generic for 30 months. Canada's semaglutide patent lapsed in January 2026, so generics there are expected at about $40 to $80 a month, while Americans likely wait until 2032 and pay around $350 a month cash even after the 2025–26 price deals. Meanwhile drugs that cost a few dollars a month, like metformin, beta blockers and statins, still require a doctor's visit just to refill.

The fix (doable in one term)

Faster biosimilars: finalize the FDA's 2025–26 plan to drop the 1-to-3-year, roughly $24 million efficacy trials biosimilars usually don't need, and treat every approved biosimilar as interchangeable, so your pharmacist can swap it in like a generic.
Faster generics: priority review for any drug with only one or two generic makers, since that's where the next competitor cuts the price the most.
Stop the patent games: keep the FTC knocking bogus patents out of the FDA's listings (it challenged over 300 in 2024, including Ozempic's), ban "pay-for-delay" deals where brands pay generics to stay off the market, and limit patent thickets.
Reciprocity: pass the RESULT Act so drugs already approved in the UK, EU, Canada, Japan, Australia or Israel get a fast US review.
Over the counter, or from your pharmacist: use the FDA's new 2024 rule (a quick self-check before you buy) to move long-proven drugs off prescription, the way the UK did with a low-dose statin in 2004 and the US did with birth control pills and naloxone in 2023. States: let pharmacists renew stable prescriptions for blood pressure, diabetes and cholesterol without a new doctor visit.
Insulin: auto-swap in interchangeable biosimilar insulin. California's CalRx insulin pen was announced for 2026 at about $11 a pen. Take that model national.
Finish the middleman fix: the February 2026 spending law cut PBM pay loose from drug prices in Medicare starting in 2028. Extend it to private plans.

Honest caveats: when a drug goes over the counter, insurance usually stops covering it, so cheap drugs win but pricier ones can cost you more. Reciprocity means trusting other regulators, and critics inside the FDA object. GLP-1s (Ozempic, Wegovy, Zepbound) are still under patent, so one term can push the price down but can't make them generic before about 2032 without overriding patents. "Peptides" like BPC-157 got easier to compound in 2026, but most have little human evidence. Make them cheap and quality-tested, but sell them honestly.

Generic price vs. the brand, by number of companies making it

1 maker

−39%

2 makers

−54%

4 makers

−79%

6 or more

−95%

Source: FDA, Generic Competition and Drug Prices (2015–2017 entries)

$40–80

Expected monthly price of generic semaglutide in Canada, vs. about $350 cash in the US

$11

California's CalRx insulin pen, announced for 2026

$3.6B

What Medicare could have saved in one year on 77 generics at Mark Cuban's Cost Plus prices

30 mo

Automatic delay a listed patent can put on a generic

Sources

LET'S MAKE IT SO YOU CAN AFFORD SHIT

Power bills are climbing because we don't build power plants. Cheap shit cant get imported because the government taxes the hell out of everything that crosses the border. Your company can't sell shit overseas because those countries tax your stuff in retaliation when you send it to them. And local governments are making it illegal for new people to work unless you pay dumb licensing fees.

+152%

Electricity prices since 2000

$1,000+

What tariffs cost the typical household each year

Tariffs fucking suck I promise you. Let's fucking jettison them into the sun.

Tariffs are taxes! You're paying more for shit! This makes things more expensive! It slows down the economy. Foreign governments then tax your stuff when you try to sell overseas in retaliation! Let's blast tariffs and get access to the world market with juicy trade agreements all over, so prices fall within months.

Impact: Very high, fastWho: President on day 1, Congress to lock it in

See the proof

How you're getting screwed

Every tariff is collected at the border and passed on to you in the price of cars, appliances, tools and groceries. It's a tax. You are being taxed. Is this clear? You're being taxed and it's dumb.

The fix

The President can lower or end the Section 232 (steel, aluminum and more) and Section 301 tariffs without Congress.
Join the Pacific trade pact (CPTPP) that we helped design and then walked away from in 2017.
Congress should take back tariff power. The Supreme Court already ruled in February 2026 that emergency powers (IEEPA) can't be used for tariffs.

~100%

Share of the 2018 tariffs' cost passed on to US buyers

$815,000

What consumers paid per factory job "saved" by the 2018 washing machine tariffs

Sources

UNLIMITED POWER! Let's build power plants and power lines fast

New power plants wait about 5 years just to plug into the grid. Clear the line and your electric bill stops climbing.

Impact: HighWho: Congress + federal agencies

See the proof

How you're getting screwed

Less supply means higher electric bills, and AI data centers are pushing demand up fast. You're about to get screwed even worse!

The fix

Fund and require faster grid hookup studies.
Give the federal government power to approve the big power lines that cross state borders.
Shorten the window for lawsuits that can stall approved projects for years.
Some progress already: Congress set 1–2 year deadlines for environmental reviews in 2023, and the Supreme Court narrowed them in 2025. Let's finish the job!

Months a typical power project waits to connect to the grid

Built in 2008

Built in 2015

Built in 2024

Source: Lawrence Berkeley National Lab, Queued Up 2025

13%

Share of power projects that requested a grid hookup (2000–2020) and actually got built

4.5 yrs

Average time for a full federal environmental review (2010–2018)

Sources

Make it legal to work, what the fuck! Stop needing a permission slip to work

Mandate licensing reciprocity between states by gutting their funding if they don't. If you're licensed in one state, you can work in any state. Drop licenses for jobs with no real safety risk.

Impact: Medium, cheap to doWho: States, federal can nudge

See the proof

How you're getting screwed

Hair braiders, florists and interior designers can need hundreds of hours of training and fees to legally work. That means fewer small businesses, higher prices, and a hard time moving for a better job. Why do interior designers need hundreds of hours of training. Why is the state licensing a florist. This is dumb and it's meant to limit competition, meaning you pay more and people who are bad at their jobs don't have to improve.

The fix

Universal license recognition across states.
Remove licenses for jobs where there's no real safety risk.

Share of US workers who need a government license

1950s

2015

25%

Source: White House Council of Economic Advisers, 2015

Sources

Occupational Licensing: A Framework for Policymakers, White House (2015)

LET'S IMPORT CUSTOMERS! Let in the workers we need

Green cards for the engineers and doctors we train, and more visas for builders and farmworkers. More workers, more businesses, lower deficits.

Impact: HighWho: Mostly Congress, agencies can cut backlogs

See the proof

How you're getting screwed

We train brilliant engineers and doctors, then send them to other countries to make and buy their things instead of yours. If they want a green card here, we make them wait decades. On the other side, we're short on the construction workers who'd build your badass house and the farm laborers who make your groceries cheap. Most important? ALL of these people would be CUSTOMERS, buying things from YOU after making YOUR life CHEAPER and BETTER.

The fix

Staple a green card to US advanced STEM degrees.
Raise or end the per-country caps that create decades-long waits.
Expand work visas for construction and farm work.
Agencies: clear processing backlogs now. (Visa caps like the H-1B limit are set in law, so raising them takes Congress.)

$0.9T

How much the recent immigration surge lowers federal deficits over 10 years (CBO)

~1 in 4

US companies founded by immigrants

Sources

Let's dunk on the haters.

Being evidence-based means saying no to popular ideas when the data doesn't back them up.

"Protect jobs with tariffs"

Every "saved" job costs consumers far more than the job pays, and it kills jobs at the factories that use those materials. The 2018 washing machine tariffs cost buyers about $815,000 per job they created. A Federal Reserve study of the 2018–2019 tariffs found they cost more manufacturing jobs than they protected: pricier parts and foreign retaliation outweighed the protection.

Flaaen, Hortaçsu & Tintelnot, AER (2020) · Flaaen & Pierce, Federal Reserve (2019)

"Help buyers with down payments and lower interest rates"

Handing out more money to buy the same number of homes just raises prices. Focusing on lowering rates makes access to capital cheaper, again driving up prices. THIS ISN'T ROCKET SCIENCE. Build more homes first. Just BUILD!

"We should just do single payer (says the left) / we should just destroy Obamacare (says the right) and it will all be better"

Single payer won't pass. The leading Medicare for All plan would add about $34 trillion in federal spending over 10 years and end the private insurance most workers get through their jobs. Support falls as soon as people hear that: it slipped from 56% to 51% in 2019 as the debate turned to scrapping private plans, and Republican support collapsed to 15%.

Repeal won't pass either. House Republicans voted 60+ times to repeal or gut Obamacare, and the 2017 Senate "skinny repeal" still failed 49–51. Going back means going back to this: family premiums up 131% from 1999 to 2009 while wages rose 38%, insurers able to turn away the 27% of adults under 65 with a pre-existing condition, and lifetime caps on your coverage. Since then the uninsured rate has fallen from 15.5% (2010) to 8% (2024).

So stop waiting for a knockout that never comes. Neither side has the votes to take over the system or blow it up. Keep the protections, put the money in your hands, and make doctors, hospitals and insurers compete for it.

Urban Institute estimate (2019), via Mercatus · KFF polling via Fiscal Times · NPR · Becker's on 2017 vote · KFF 2009 premiums · KFF pre-existing conditions · Census 2010 · Census 2024

Why trust this?

Every number on this page links to its source: government data, peer-reviewed research, the Congressional Budget Office and nonpartisan think tanks. If the evidence changes, we change our minds.

MAKE AMERICA RICH AS F.

How much richer would you be?

LET'S GET YOU AN AFFORDABLE FUCKIN' MANSION

Make it legal to build homes again

The fix

Tax the land, not the house

The fix (doable in one term)

LET'S MAKE your HEALTHCARE CHEAP AND BADASS!

We artificially limit the supply of doctors, this is stupid and we are going to stop doing it

The fix

Break up hospital monopolies

The fix

Stop paying for bloated insurance. Keep the cash.

The fix (doable in one term)

Put a price tag on everything

The fix (doable in one term)

Same checkup, same price

The fix (doable in one term)

Take a hatchet to drug prices

The fix (doable in one term)

LET'S MAKE IT SO YOU CAN AFFORD SHIT

Tariffs fucking suck I promise you. Let's fucking jettison them into the sun.

The fix

UNLIMITED POWER! Let's build power plants and power lines fast

The fix

Make it legal to work, what the fuck! Stop needing a permission slip to work

The fix

LET'S IMPORT CUSTOMERS! Let in the workers we need

The fix

Let's dunk on the haters.

"Protect jobs with tariffs"

"Help buyers with down payments and lower interest rates"

"We should just do single payer (says the left) / we should just destroy Obamacare (says the right) and it will all be better"

Why trust this?